Marbella · Golden Mile · Costa del Sol
At the top end of Marbella's market, an apartment is judged on more than its postcode. Branded residences, five-star concierge services, and interiors finished to hotel standard have redefined what buyers expect from luxury apartments for sale in Marbella. Our role is to show you only the ones that genuinely earn the label.
Along the Golden Mile and around Puerto Banús, warm Atlantic air meets the Mediterranean coastline, giving Marbella one of the sunniest, mildest climates in mainland Europe. It is this setting, more than any single building, that first drew the world's most prestigious developers here.
Today, demand for luxury apartments in Marbella shows little sign of slowing. For buyers at this level, the address, the neighbours, and the amenities matter as much as the floor plan.
Life among Marbella's luxury apartments comes with a built-in social calendar. Award-winning kitchens, celebrity-favourite beach clubs, and beachfront chiringuitos serving the day's catch all sit within easy reach, so residents rarely have to travel far for a world-class table or a members-only afternoon by the sea. As the sun goes down, the same streets fill with rooftop bars, live music terraces, and late dinner reservations, so the day rarely ends when the sun does.
Several of the world's leading design and hospitality names have brought their signature style to Marbella's residential market. Bentley, Karl Lagerfeld, Versace, Fendi Casa, Elie Saab, and Lamborghini have all lent their names to select developments, while hotel groups including Four Seasons, St. Regis, and Banyan Tree are building branded residences of their own into the coastline.
That said, a famous name on the building isn't what every buyer is after. Plenty of our clients want the opposite: quiet, unbranded luxury, meaning exceptional finishes and a strong address with no logo attached. Others simply want a well-priced apartment with a sea view and a pool, finished to a genuinely high standard. At Luxury Realty, we take all of these briefs equally seriously.
Tell us where you sit on that spectrum, and we'll match you with buildings that actually deliver on it.
Buying at this end of the market involves more than choosing a view. There are the NIE application, the mortgage paperwork, the transfer tax, and the notary fees to account for. For branded developments specifically, service charges and management agreements are also worth reading closely before you sign anything.
At Luxury Realty, we walk you through all of it. Sourcing the right building, whether that's a branded residence in Puerto Banús, a boutique block on the Golden Mile, or a quieter development above Los Monteros, is only the start: we also handle the legal and technical checks, arrange mortgage applications, open a Spanish bank account, and manage the full documentation process. Complete confidentiality throughout. That's a given.
Every property we recommend has passed our own screening, and we work exclusively with trusted developers and law firms. If a building doesn't meet the mark on construction quality, management, or legal standing, it doesn't reach our clients.
Got a particular building or budget in mind? Tell us, and we'll do the searching.
The Properties
The luxury apartments we present at Luxury Realty have been carefully screened. We work only with reliable developers, and it shows in what these properties deliver:
Home automation, advanced security systems, and app-controlled climate and lighting: the kind of tech integration that actually makes daily life easier, not just impressive on paper.
The Mediterranean Sea on one side, the Sierra Blanca on the other. Many of our listings give you both.
Custom finishes, premium materials, and spaces designed with a discerning eye. We have seen a lot of apartments across Marbella, and at this level, the quality difference is unmistakable.
Private terraces, resort-style pools, and landscaped communal gardens made for long lunches and easy evenings. In Marbella's climate, these are not extras. They are essentials.
Costs & Budgeting
The purchase price is only the headline figure. The table below sets out the additional costs you should plan for, which vary depending on whether you're an EU or non-EU resident. Figures are correct as of August 2026 and should be confirmed in writing by your own legal and tax representatives before any purchase.
Non-resident buyers can generally borrow between 60% and 70% of a property's value from Spanish lenders, at rates currently starting around 2.5% to 3% and terms stretching up to 30 years. We help coordinate the application itself, alongside opening a Spanish bank account and securing your NIE number.
Branded and managed developments often carry an additional annual service charge on top of standard community fees, always worth requesting in writing before you commit.
| Cost Type | Resale Property | New Build |
|---|---|---|
| Transfer Tax (ITP) | 7% | Not applicable |
| VAT (IVA) | Not applicable | 10% of property value |
| Notary | 0.1–0.5% | 0.1–0.5% |
| Stamp Duty (AJD) | Not applicable | 1.2% Andalusia |
| Land Registry | 0.1–0.25% | 0.1–0.25% |
If you are a UK citizen, there is a recent change you need to be aware of before purchasing:
The 90/180-day rule: as a non-EU citizen, you can only spend 90 days out of any 180-day period in the Schengen zone (which includes Spain) without a visa. If you plan to spend more than three months a year in your Marbella apartment, you will need to apply for a specific visa, such as a Non-Lucrative Residence Visa or Digital Nomad Visa.
We can advise you on the visa options that best suit your circumstances and connect you with a list of specialist immigration lawyers, tax lawyers and accountants for you to choose from.
How It Works
Most international clients find the process far more straightforward than they expected. That outcome is intentional.
We start by understanding exactly what you're after: building, location, service level, budget. From there, we search and shortlist apartments that genuinely match.
We arrange viewings, attend with you, and guide you through making an offer and negotiating terms with confidence.
Your NIE application, mortgage paperwork, bank account, and legal representation are coordinated in parallel, so nothing holds up the rest.
From notary signing to land registry, we stay involved through completion and beyond, with complete confidentiality throughout.
Questions We Get Asked
We do the legwork. At Luxury Realty, we search and shortlist properties based on exactly what you are after, arrange viewings, and walk you through every step from offer to ownership. Every apartment we recommend has passed our own screening, and we work exclusively with reliable developers, so you are seeing the best of what's genuinely available.
It depends what you value. Branded developments typically offer hotel-style service, stronger resale recognition, and consistent build quality, though they also carry higher service charges. Plenty of buyers do just as well with an unbranded apartment that has exceptional finishes and a strong address. We'll talk you through the trade-offs for your specific budget rather than push you one way.
Yes, and it's an area where local expertise genuinely pays off. For non-resident buyers, Spanish banks typically lend 60% to 70% of the property's value (residents may reach up to 80%, though non-residents rarely exceed 70%), with interest rates from roughly 2.5% to 3% depending on the lender and your financial profile, over terms of up to 30 years. We can introduce you to mortgage brokers and bank contacts, and assist with your NIE number and Spanish bank account.
It has its layers, but that's precisely what we are here for. We provide consulting, technical, and legal support on all property-related matters, handle document submission, and keep everything confidential throughout the transaction. We work only with trusted Spanish law firms, so the legal side is covered by people who know the local property law inside out.
Get in Touch
Tell us your must-haves and your budget, and we'll put together a shortlist that's genuinely worth your time, with complete confidentiality throughout.
Start Your Search
Got a particular building or budget in mind? Tell us, and we'll do the searching.